Must you have a merchant account to accept credit cards? Jul 14, 2015 1:32:32 GMT Select PostDeselect PostLink to PostMemberGive GiftBack to Top Post by alextitor on Jul 14, 2015 1:32:32 GMT I’ve been thinking about accepting credit cards at my site. That is once I build a site. How can I accept credit cards? Do I need a merchant account?